PayPal Bill Me Later^®

Bill Me Later is a PayPal service that lets you buy now and pay later. Think of it as a secure, instant, and reusable credit line without the plastic. Bill Me Later is available as a payment option at thousands of online stores and once added to your PayPal account, it can be used almost everywhere PayPal is accepted.

You can apply today, or choose to apply during checkout. To apply, simply enter your birth date and the last 4 digits of your Social Security number, then accept the terms. You’ll get an approval decision in seconds. Bill Me Later is subject to credit approval and offered by WebBank, Salt Lake City, Utah.

Easy to use.

There are no account numbers to enter or long credit applications to fill out. Bill Me Later is available within the checkout process. When you link your Bill Me Later and PayPal accounts, you can use Bill Me Later (and get more time to pay) at most places PayPal is accepted—both offline and online. Link your accounts now

Enjoy special financing offers.

Special financing offers give you the flexibility to buy more of what you want and choose how you want to pay—in full, or by spreading out your payments over time. (Offers vary depending on where you shop and how much you spend.) More on special financing

Extra layers of security.

Get peace of mind with Zero Fraud Liability and PayPal’s Purchase Protection program (see eligibility). Learn more

Still have questions about how Bill Me Later works with PayPal? Visit www.paypal.com/billmelater to read how promotional financing works, how to pay your bill, and how to send money using PayPal and Bill Me Later.